Thomas E. Gilbert, Principal
Tom specializes in complex risks, including film and video productions, transportation fleets, high-hazard operations, and organizations with international exposures. He combines deep practical experience with disciplined risk analysis to solve challenging insurance and operational issues while helping clients reduce their total cost of risk.
His expertise has led to invitations to speak at colleges, universities, and industry seminars on insurance, risk management, and emerging risks.
Michael J. Gilbert, Principal
Mike Gilbert works closely with business owners and nonprofit leaders to develop customized insurance and risk management strategies aligned with long-term goals, operational realities, and scalable growth.
His experience spans a broad range of industries, with particular expertise in real estate portfolios, affordable housing, property management, and nonprofit organizations. Mike is often sought out by growing organizations and startups for his strategic perspective and ability to structure insurance solutions that support expansion, operational complexity, and cost-effective solutions.
His insight has also been featured in national insurance publications covering evolving and emerging areas of risk.
Cari A. Gilbert, Private Client Group
Cari Gilbert specializes in personal insurance solutions for individuals and families, delivering tailored protection strategies designed around evolving personal, lifestyle, and asset protection needs.
Cari’s decades of experience and client insight have positioned her as a trusted advisor to individuals and families navigating important life stages, transitions, and milestones. She is known for providing thoughtful guidance, long-term perspective, and a highly personalized approach to protecting what matters most.